Jun 9, 2016

Union Bank of India Specialist Officer Previous Year Question Paper

Union Bank of India Specialist Officer Previous Year Question Paper

Previous Paper Union Bank of India

Directions (1-10): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The Government seems to be in right earnest to ensure more --------- (1) ---------- if in governance. The Prime Minister‘s announcement that his Government is ------------ (2) ----------- drafting legislation to ----------- (3) --------------- the citizen’s right to information is indeed welcome. Though the talk on the right to information is not new, we may ---------- (4) ------------- the bill to be brought early this time. The previous Government had set up a high-level committee to ------------ (5) ------------ a draft bill. But nothing has been heard about the matter since, ----------- (6) ------------ the committee did quite some work. The issue, however, has come to such a pass that a solution cannot be ----------- (7) ---------- further. Sunlight is the best disinfectant, a foreign judge once said, while -------------- (8) ------------ the unwarranted secrecy in an administrative system. When those in authority know that people have the right to ask questions and the government is under the ----------- (9) ----------- to provide them with answers, ---------------- (10) --------------- of authority, or of public finances, for personal or party ends is less likely to happen.

1. 1) strictness 2) rudeness 3) leniency 4) economy 5) transparency
2. 1) personally 2) busy 3) not 4) reluctantly 5) absolutely
3. 1) presumption 2) absolve 3) curb 4) question 5) establish
4. 1) expect 2) wait 3) try 4) frustrate 5) appeal
5. 1) level 2) regard 3) prepare 4) enact 5) unearth
6. 1) even 2) as 3) because 4) until 5) though
7. 1) found 2) expected 3) delayed 4) looked 5) longed
8. 1) nurturing 2) criticising 3) demanding 4) appreciating 5) upholding
9. 1) pretention 2) affect 3) substance 4) obligation 5) property
10. 1)misuse 2) governance 3) dishonor 4) curbing 5) breach

Directions (Q. 11-18): In each question, one of the five parts of the sentence is shown with an asterisk (*). The other four parts of the same sentence are denoted by (A), (B), (C) & (D). Find out the correct sequence of these lettered parts which when read together with the asterisked part in its proper position, makes the sentence meaningfully complete. Please note that more than one sequence may also be correct. Therefore, indicate your answer only after judging all the answer choices provided.

11. * are not keeping
A. good health lately
B. you should know
C. why you
D. the reason
1) Only BDC*A
2) Only DBCA*
3) Only BADC*
4) Only C*DBA
5) Only BD*AC

12. * thiefs
A. to guard his house
B. and keep away
C. some fierce dogs
D. he keeps
1) Only *CBAD
2) Only DCAB*
3) Only D*ABC
4) Only AD*BC
5) None of these

13. * his business
A. was a heavy blow to
B. his crime
C. the discovery of
D. his reputation and
1) Only C*ADB
2) Only BADC*
3) Only CBAD*
4) Either *ACDB or C*ABD
5) None of these

14. * the book
A. in his own words
B. he had read
C. the entire story
D. carefully and could tell
1) Only B*DCA
2) Only BACD*
3) Only ABD*C
4) Only AB*DC
5) None of these

15. * have been
A. he is
B. one of the greatest
C. of novelists
D. universally acknowledged to
1) Only A*BCD
2) Only BC*AD
3) Either A*BCD or AD*BC
4) Only AD*BC
5) None of these

16. * to visit me
A. he never came
B. in spite of
C. inviting him
D. my continually
1) Only AC*BD
2) Only BCD*A
3) Only A*BCD
4) Only C*BDA
5) None of these

17. * believed it
A. with my own eyes
B. I would
C. had I not seen this
D. not have
1) Only B*DAC
2) Only BD*CA
3) Only CABD*
4) Both BD*CA and CABD*
5) None of these

18. * it is
A. understand why
B. his own sons
C. he distrusts
D. difficult to
1) Only *DACB
2) Only AB*DC
3) Only BA*DC
4) Only CB*AD
5) None of these

Directions (Q. 19-23): Rearrange the following seven sentences A, B, C, D, E, F and G in the proper sequence to form a meaningful paragraph, then answer the questions given below them.

A. The history of that system is, however, a warning than a stimulus to reorganise a similar scheme.
B. However, we can’t resign ourselves merely because there are not data.
C. One of the commonest risk which agricultural life is exposed to in this country is famine or failure of crops.
D. There are, however, no reliable data on which such a scheme of insurance can be based.
E. A kind of Famine Insurance System was attempted by the British Government of India in the last century.
F. Still, the need for such a scheme to cover the losses due to famine, cattle plague, crop pests, etc. can’t be undermined.
G. It is obviously because of failure of rain and the consequence is starvation.

19. Which of the following should be the fourth sentence after rearrangement?
1) A
2) B
3) C
4) D
5) E

20. Which of the following should be the sixth sentence in the paragraph?
1) E
2) D
3) B
4) C
5) A

21. Which of the following should be there in the third position in the paragraph?
1) B
2) C
3) D
4) F

22. Which of the following should be the first sentence after rearrangement?
1) A
2) B
3) D
4) C
5) E

23. Which of the following should be the second sentence after rearrangement?
1) B
2) G
3) D
4) E
5) F

Directions (Q. 24-28): In each of the following sentence there are two blank spaces. Below each sentence there are five pair of words denoted by numbers 1, 2, 3, 4 and 5. Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully complete.

24. He objected to the proposal because it was founded on a _____ principle and also was _____ at times.
1) faulty — desirable
2) imperative – reasonable
3) wrong – inconvenient
4) sound — acceptable
5) conforming - deplorable

25. The criterion _________ for a player should be based on his recent performance; but unfortunately, the journalists are _____________ to be carried away by earlier successes.
1) condemning — satisfying
2) judging — prone
3) revealing – reluctant
4) eager — acclaiming
5) criticising - clean

26. For the last half century he ___________ himself to public affairs ___________ taking a holiday.
1) by – committed
2) after — offered
3) devoted — without
4) sacrificed – after
5) prepared — before

27. You will see signs of ________ everywhere, which speak well for the _________ of these people.
1) decoration – senses
2) clear – debris
3) beauty – careful
4) industry – prosperity
5) repairs – extravaganza

28. The police arrested Ramesh on a __________ of theft but for lack of evidence __________ him.
1) crime — imprisoned
2) punished —— complaint
3) left— condition
4) tip —- absconding
5) charge — released

Directions (Q. 29-38): In each sentence below, a word / group of words has been printed in bold. From the five answer choices given below each sentence, pick out the one which can substitute the bold word/group of words correctly, without changing the meaning of the sentence.

29. He claims that his proposal is preferable than that of any other employee.
1) preferable than for
2) preferable for than
3) preferably more than that of
4) preferable to that of
5) No correction required

30. The social worker has championed the cause from the weak and oppressed for the last four decades.
1) has been championing the cause of
2) had championed the cause for
3) has been championing the cause for
4) had been championed the cause for
5) No correction required

31. Initially the hijackers seemed determined not to submit but ultimately they were given in.
1) were given up
2) gave in
3) had been given up
4) had been given in
5) No correction required

32. Every one of us must have experienced how people have to put up with a good deal of discomfort while travelling.
1) have to be put with a good deal of
2) have been putting up a good deal with
3) have to put up a good deal with
4) are putting up with a good deal with
5) No correction required

33. Disputes are mainly maintained by those who are nothing else to do.
1) have nothing else to do
2) are nothing to do else where
3) had nothing to be done
4) do not have nothing else to do
5) No correction required

34. The judge noticed that the two statements made by the accused were not consistent from each other.
1) were not being in consistence for
2) were being inconsistent at
3) had not been consistent for
4) were not consistent with
5) No correction required

35. The economic reforms initiated in 1991 have borne fruit.
1) has born fruit
2) have born fruit
3) have been born fruits
4) have been bearing the fruits
5) No correction required

36. Our business firms were full aware of the problems they 7 were going to face on the threshold of the year 2000.
1) have been full aware of
2) were fully aware of
3) had been fully aware at
4) were fully aware into
5) No correction required

37. The habit of smoking has been grow upon the youngsters.
1) is growing up
2) has been grown up
3) has been growing upon
4) has grown up
5) No correction required

38. To succeed in a difficult task, persistent is needed.
1) persistent is what one needs
2) persistence should have needed
3) one need to be persisted
4) persistence is needed
5) No correction required

Directions (Q. 39-50): There are two paragraphs followed by questions based on each of them. Read these paragraphs and answer the questions given below them. Some words/phrases are given in bold to help you locate them while answering some of the questions.

Recently a study was made on the popularity of TV programmes and viewers’ perception about their quality. The study of attitudes towards prime-time television programmes showed that programmes with identical ratings in terms of numbers of people watching received highly divergent marks for quality from their viewers. This additional piece of information could prove valuable for advertisers who might be well advised to spend their advertising money for programmes that viewers feel are of high quality.

39. Which of the following is most nearly the same in meaning as the word feel as used in the passage?
1) Pour
2) sympathise
3) perceive
4) evolve
5) sensitise

40. Which of the following is most nearly opposite in meaning of the word divergent as used in the passage?
1) pointed
2) similar
3) heterogeneous
4) synonymous
5) focussed

41. Which of the following inferences can best be drawn from the above paragraph?
1) The number of viewers decided the quality of the programmes.
2) The viewers’ perception about the quality of programmes is significant for advertisers.
3) The poor quality programmes have very few viewers.
4) Advertisers can derive benefit from the information about viewers’ perception of quality of programmes.
5) None of these

42. Which of the following is/are the finding(s) of the study?
A. The viewers decide the prime-time television programmes.
B. The attitudes of viewers cannot be reliably assessed.
C. The advertisers were benefitted from good quality programmes.
1) A only
2) B only
3) C only
4) All the three
5) None of these

43. Which of the following can be inferred from the contents of the paragraph?
A. Advertisement can have some effect on the viewers’ buying habits.
B. Money spent on advertising with high quality programmes yields more profits.
C. Different programmes with equal number of viewers can be rated differently as far as quality is concerned.
1) Only A
2) Only B
3) Only A and B
4) Only B and C
5) None of these

Econometric models like the computable general equilibrium model are mostly valuable in policy formulation as they give some insight into how trade policy changes will affect the sectoral composition of output and employment. They are not in themselves designed to provide direct inputs but really to serve as background as to the sectors that will be most favourably or most unfavourably affected by policy. Besides, they render valuable help in policy matters regarding free trade. Free trade has distinct benefits. These benefits are well accepted all over. However, there is a growing opposition to free trade. There is an increasing perception among certain groups of how international trading systems impact, especially how they affect low-wage workers and also have a degrading environmental impact. Yet it is difficult to accept that that is the reason for any kind of protectionist move in the most advanced countries.

44. Most advanced countries are cautious about free trade because,
A. They prefer to have a protectionist approach.
B. They feel degraded in international trading community.
C. Their vested interests are thwarted.
1) A and B only
2) B and C only
3) A and C only
4) All of them
5) None of these

45. The author of the passage seems to be
1) in favour of use of econometric models but against free trade.
2) in favour of free trade but neutral regarding econometric models.
3) against both free trade as well as econometric models.
4) indifferent about both free trade and econometric models.
5) in favour of both econometric models and free trade.

46. Which of the following statements is definitely true in the context of the passage?
A. Despite the advantages of free trade, it is not wholeheartedly acclaimed by most advanced countries.
B. Policy formulation should be solely dependent on econometric models.
C. Reasons for model protectionist approach by advanced countries are not given in the passage.
1) Only A
2) Only B
3) Only C
4) A and B only
5) B and C only

47. What is the contribution of econometric models?
1) They help develop insight into increasing output through less manpower.
2) They help in implementing new policies regarding free trade.
3) They help develop insight into how changes in policies influence certain sectors.
4) They ensure that policy changes have only positive impact on the economy.
5) None of these

48. Which of the following is the characteristic of econometric models?
1) They serve as a backdrop.
2) They are unfavourable to free trade.
3) Their design is not conducive to increase employment.
4) They do not serve direct inputs.
5) Both 1 and 4

49. The changes in economic policy are most likely to have
1) only desirable effect on all the sectors involved.
2) a mixed influence on all the sectors involved.
3) negative impact unless all the sectors are involved.
4) unfavourable effect on employment opportunities.
5) None of these

50. Free trade has been receiving escalating disapproval because
1) it has a very distinct range of benefits.
2) it unduly favours low-wage workers.
3) it leads to protectionist approach among advanced countries.
4) it affects international trading systems adversely.
5) None of these

Questions Answers
1 5
2 2
3 5
4 1
5 3
6 5
7 3
8 2
9 4
10 1
11 1
12 2
13 3
14 1
15 4
16 5
17 4
18 1
19 1
20 2
21 4
22 4
23 2
24 3
25 5
26 3
27 4
28 5
29 4
30 1
31 2
32 5
33 1
34 4
35 5
36 2
37 3
38 4
39 3
40 2
41 4
42 5
43 4
44 5
45 5
46 1
47 3
48 5
49 2
50 5

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Union Bank of India English Question Paper for SO.

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