Nov 23, 2016

IDBI Bank Executive Sample Question Answer Paper

IDBI Bank Executive Sample Question Answer Paper

Directions (Q. 1-15): Read the following passage carefully and answer the questions given below it. Certain words in the passage have been printed in bold to help you locate them while answering some of the questions.
As a concept, outsourcing is no doubt gaining ground. But there are many who still keep away from it. First, there ’s a perception that outsourcing could adversely impact the quality of service. “We” believe that directly controlling our stores is the only way to maintain quality. If we outsource, quality would suffer and that would have a negative rub-off on our business as a whole. You can do outsourcing only if you’re willing to shut your eyes to many things,” says a Managing Director of a company.
Despite being the dominant partner in the relationship, the outsourcer doesn’t always have all the advantages. For one, very few entrepreneurs are willing to take on a new outsource, unless it comes with a guarantee of a certain level of sales. The trade refers to it as the minimum guarantee clause, which means that if an outsourcee is unable to reach an anticipated sales level, he will be compensated for the balance amount. This invariably acts as an incentive for outsourcees to be lax in developing the business. Yet, given that there are too many outsourcers chasing too few potential outsourcees, the minimum guarantee clauses often become a crucial deciding factor in choosing an outsource. Of course, there are ways of working around this. The Rs 14-crore-chain of personal grooming and fitness clinics tried the outsourcing route two years ago by handing over management of the outlet to its outsourcee. That agreement did not work. “Ours is a very critical service. Our business is about people’s health and well-being. If the standards are not kept up, one mistake will wipe out so many years of goodwill. And since we saw maintaining the right service levels was a problem, we decided to opt out of outsourcing,” says a managing director. To make things simpler, it set up joint ventures with interested parties and kept 65% of the stake and, therefore, management control in its hands. Its future plans of opening specialised fitness centre chains and good health eateries are also based on the current 65 : 35 model. Players with a large existing outsourced network have an incumbency problem: upgrading the quality of the outlets in line with changing customer needs. The logic may seem reasonable, but convincing an outsourcee to invest more in upgradation is seldom easy.
Bentex wants to move beyond the retail ambience it is offering to its customers. “We have grown to a fair level with our outsourcees but times have changed. We need to move on,” says executive director. Won’t it unsettle the 430-odd Bentex outsourcees ? “We are only setting up 25 of these shops to show our outsources it can work. The rest we want to outsource,” affinns marketing manager. But potential outsourcees will be up against a hurdle: the stores will be allowed to stock only branded Bentex products, from earrings to bangles. This may put off consumers who seek variety. Currently, Bentex allows its outsourcees to outsource 35% of the products in the outlet. “There may be a certain sense of independence that an outsourcee gets by choosing some stock but we think it is a habit. Once he realises the convenience of sourcing from just one place, he will upgrade. But Bentex realises the psychological impact of starting its own retail stores.” So, how does outsourcing work? “It’s like a marriage,” says general manager, marketing. The stakes are high on both sides. The outsourcer gives up his precious asset, the brand, and the outsourcee parts with his right to operate alone. In the end, implicit trust is at the cornerstone of the relationship between an outsourcee and an outsourcer.

1. Which of the following is a disadvantage of outsourcing?
1) The relationship of partners are at stake.
2) The quality of the business is always on the higher side.
3) It is very difficult to control the quality.
4) The profit margins are low.
5) None of these

2. What compensation does the outsource expect?
1) The cost of maintenance should be borne by the outsourcer.
2) In the event of loss, outsourcer should buy back the stock.
3) For declining sales level, outsourcer should not be held responsible.
4) The ambience should be the responsibility of the outsourcer.
5) None of these

3. Outsourcing works best if
1) the relations between the partners are symbiotic.
2) the outsourcer accepts a submissive role.
3) high-cost ambience is maintained.
4) variety is sacrificed at the cost of high quality.
5) None of these

4. What prohibits entrepreneurs to take up new outsource?
1) Dominance of outsourcer
2) Fear of losing existing business
3) High overheads in maintaining ambience
4) Uncertainty in reaching the sales target
5) None of these

5. What puts off customers?
1) Lack of ambience
2) Unhealthy competition
3) Poor quality standards
4) Absence of variety
5) None of these



6. What does minimum guarantee clause mean?
1) The minimum number of goods should be guaranteed.
2) The sales level should be such that the market share is not affected.
3) The outsourcer will make the amount good if the sales fall down below a particular level.
4) There will be penalty for laxity in business development.
5) None of these

7. The outsourcing is like a marriage because
(A) the partner relationships are based on trust.
(B) the stakes of both the parties are interdependent.
(C) the parties concerned do not have equal say.
1) All A, B and C
2) Only A and B
3) Only A and C
4) Either A or C
5) Neither A nor B nor C

8. The incumbency problem, according to the passage, is linked with
1) quality standards prescribed by the outsourcer.
2) the ambience standards of the outsourcee.
3) keeping pace with customer needs.
4) maintaining minimum level of sales.
5) None of these

9. What is a 65:35 model?
1) A model where 65% is hard work and 35% is chance
2) A situation where majority of shares lies with the 35% owner
3) A model to make complicated things simpler
4) A model where management control remains with the major stakeholder
5) None of these

10. Which of the following best explains the phrase ‘one mistake will wipe out so many years of goodwill’?
1) One error will not affect the years of hard work.
2) Omissions in big businesses are normally wiped out.
3) Whether or not, a mistake is a mistake.
4) One mistake is enough to affect the business reputation adversely.
5) None of these

Directions (Q. 11-13): Choose the word/phrase which is most nearly the same in meaning as the word/phrase given in bold as used in the passage.
11. shut your eyes
1) look over
2) sleep
3) avoid storm
4) winking
5) overlook

12. rub off
1) jealousy
2) rivalry
3) impact
4) pressure
5) publicity

13. players
1) entrepreneurs
2) sportsmen
3) workers
4) partners
5) politicians

Directions (Q. 14-15): Choose the word/phrase which is most opposite in meaning to the word/phrase printed in bold as used in the passage.
14. implicit
1) explicit
2) candid
3) clear
4) inbuilt
5) outspoken

15. dominant
1) progressive
2) weak-headed
3) submissive
4) laid-off
5) hostile

Directions (Q. 16-20): In each of the following questions four words are given of which two words are most nearly the same or opposite in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination, by darkening the appropriate oval in your answer sheet.
16. (A) Doleful (B) Slothful (C) Laughable (D) Terrible
1) A-C
2) B-C
3) B-D
4) C-D
5) A-D

17. (A) Dormant (B) Active (C) Inconsequential (D) Antiquated
1) A-B
2) A-C
3) A-D
4) B-C
5) C-D

18. (A) Ailing (B) Pessimist (C) Indispensed (D) Stylish
1) C-D
2) B-C
3) A-B
4) A-C
5) B-D

19. (A) Transferable (B) Unimpressive (C) Estimable (D) Equitable
1) A-B
2) B-D
3) B-C
4) A-D
5) C-D

20. (A) Prompt (B) Doubtful (C) Finer (D)Doctrinaire
1) A-B
2) B-D
3) C-D
4) A-D
5) B-C

Directions (Q. 21-25): Rearrange the following seven sentences (A), (B), (C), (D), (E), (F) and (G) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(A) Equally, if you show disloyalty to your company or colleagues, your manners will be seen as unacceptable.
(B) Much of this book is concerned with this golden rule.
(C) The other half is good manners invoke taking positive action to make the other person feel good about your relationship with him.
(D) They indicate to the person you are dealing with whether you can be relied on to act correctly and fairly when he does business with you.
(E) Avoiding these negatives is only half the story.
(F) Manners are the patterns of behaviour.
(G) If he thinks that you are boorish, selfish or undisciplined your relationship is unlikely to be proper.

21. Which of the following will be the SEVENTH sentence?
1) C
2) D
3) E
4) B
5) A

22. Which of the following will be the FIRST sentence?
1) G
2) F
3) A
4) B
5) C

23. Which of the following will be the THIRD sentence?
1) G
2) E
3) F
4) B
5) A

24. Which of the following will be the FIFTH sentence?
1) A
2) G
3) E
4) F
5) D

25. Which of the following will be the SIXTH sentence?
1) B
2) D
3) F
4) A
5) C

Directions (Q. 26-30): In each question below, four words which are numbered 1), 2), 3) and 4) have been printed of which one may be wrongly spelt. The number of that word is the answer. If all the four words are correctly spelt, mark 5), ie ‘All correct’, as the answer.

26. 1) orientation 2) posturing 3) magnetism 4) clemancy 5) All correct
27. 1) observance 2) apparition 3) business 4) contrite 5) All correct
28. 1) colleague 2) revolted 3) commitment 4) intervention 5) All correct
29. 1) harmony 2) expertise 3) refrain 4) enchanted 5) All correct
30. 1) reiteration 2) squabble 3) insinuation 4) deference 5) All correct

Directions (Q. 31-45): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
The Indian Meteorological Department has sought permission to ---------- (31) ----------------- a Doppler weather radar system - used for long-range weather forecasting. The Government had ---------- (32) ----------------- the equipment in the wake of 26/7 and ---------- (33) ----------------- to find a suitable location have been on ---------- (34) ----------------- then. The key factor is that the radar’s antenna is to be installed in an ---------- (35) ----------------- area of a few square kilometres far from highrises, ---------- (36) ----------------- at an altitude. The radar would also need to be ---------- (37) ----------------- near the coast as it would be used to ---------- (38) ----------------- high-intensity storms or cyclones. MHCC has hinted it is willing to ---------- (39) ----------------- clearance for the Colaba site, but only after ---------- (40) ----------------- the location. It was after ---------- (41) ----------------- for locations across the city that the office proposed to locate the radar near the observatory. But the problem of finding a suitable site within the ---------- (42) ----------------- still remains. The area is very congested. We will have to locate a site not only from the heritage ---------- (43) ----------------- of view but also the radar needs to be at a height which is higher than all the buildings in the area. The naval residential buildings which are in the area are 13-14 storeys high. If at all it is to be set up at Colaba then it must be above the ---------- (44) ----------------- structures so that signals reaching the antenna are not ---------- (45) -----------------.

31. 1) detach 2) install 3) launch 4) fix 5) attach
32. 1) granted 2) realized 3) abstained 4) seen 5) sanctioned
33. 1) try 2) project 3) commission 4) efforts 5) worked
34. 1) since 2) until 3) already 4) at 5) for
35. 1) inseparable 2) encumbered 3) unencumbered 4) unpossessed 5) occupied
36. 1) hopelessly 2) hoping 3) enacting 4) preferably 5) undesirably
37. 1) erected 2) located 3) stalled 4) tied 5) build
38. 1) deduct 2) examine 3) feel 4) evaluate 5) detect
39. 1) advocate 2) launch 3) pass 4) grant 5) grand
40. 1) examining 2) study 3) scanning 4) combing 5) watching
41. 1) marching 2) chasing 3) scouting 4) pursuing 5) hunting
42. 1) campus premises 3) area 4) perimeter 5) precinct
43. 1) site 2) point 3) angle 4) out 5) sight
44. 1) existing 2) enacted 3) demolished 4) planned 5) conceived
45. 1) stopped 2) hurdle 3) blocked 4) paused 5) halted

Directions (Q. 96-100): In each question, a sentence is given with a part of it printed in bold type. That part may contain a grammatical error. Each sentence is followed by two parts denoted by A and B. Find out which part can correct the error, if any, in the sentence and mark your answer accordingly. If each part can correct the error, mark 3), ie ‘Either A or B’, as the answer. If the sentence is correct as it is, mark 4), ie ‘No correction required’, as the answer. However, if the sentence has an error but both parts A and B cannot correct it, mark 5), ie ‘None of these’, as the answer.

46. The roads were flooded because it has raining continuously for the last two days.
(A) since it has been raining
(B) because it has been raining
1) Only A
2) Only B
3) Either A or B
4) No correction required
5) None of these

47. I requested my wife to stay there till I came back from the shop.
(A) till I come back
(B) untill came back
1) Only A
2) Only B
3) Either A or B
4) No correction required
5) None of these

48. One can recover even from serious illness if one has the will to live.
(A) despite serious illnesss
(B) but for serious illness
1) Only A
2) Only B
3) Either A or B
4) No correction required
5) None of these

49. The Director prefers your proposal than that given by the other employees.
(A) proposition than that given
(B) proposal to that given
1) Only A
2) Only B
3) Either A or B
4) No correction required
5) None of these

50. When she was not able to show her ticket, the inspector made her buying another.
(A) made her buy another
(B) makes her buying another
1) Only A
2) Only B
3) Either A or B
4) No correction required
5) None of these

1 2 3 4 5 6 7 8 9 10
3 5 1 4 4 3 2 3 4 4
11 12 13 14 15 16 17 18 19 20
5 3 1 1 3 1 1 3 3 1
21 22 23 24 25 26 27 28 29 30
4 2 1 3 5 4 3 2 5 5
31 32 33 34 35 36 37 38 39 40
2 5 4 1 3 4 2 5 4 1
41 42 43 44 45 46 47 48 49 50
3 3 2 1 3 5 4 4 2 1

IDBI Bank Sample Question Paper

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