Jul 12, 2016

IBPS Clerk Question Pattern CWE Preliminary Examination English

IBPS Clerk Question Pattern

IBPS Clerk Question Pattern

Directions (1 – 15) : Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

We should recognise the indebtedness of the country to its farm families who toil to safeguard national food security. Loan waiver is the price we have to pay for the neglect of rural India over the past several decades. There has been a gradual decline in investment in key sectors related to agriculture such as infrastructure. marketing, post harvest technology etc. The four crore farmers whose debt is to be relieved will be eligible for institutional credit for their cultivation expenses during Kharif 2008. The challenge is to prevent them from getting into the debt trap again. For this purpose the Central and various State governments should set up an indebted Farmers’ Support Consortium, comprising scientists, panchayat raj officials and others relevant to assisting farmers to improve the profitability and productivity of their farms in an environmentally sustainable manner. The smaller the farm the greater is the need for marketable surplus to reduce indebtedness.
The indebted Farmers‘ Support Consortium should aim to get all the four crore farmers all the benefits of the government schemes such as the Rashtriya Krishi Vikas Yojana, Irrigation Benefit Programme and others. If this is done every farm family released from the debt trap should be able to produce at least an additional half tonne per hectare of food grains. This should help increase food production by about 20 million tonnes by 2008-10. At a time when global and national food stocks are dwindling and prices are rising, this will be a timely gain for our national food security. We need to ensure that the outcome of the debt waiver is enhanced farmers‘ income and production. The prevailing gap between potential and actual yields in the crops of rainfed areas such as pulses and oilseeds is over 200 percent even with the necessary technologies on the shelf. We are now importing without duty large quantities of pulses and oilseeds. If helped, farmers can produce these at a lower cost.
Opportunities for assured and remunerative marketing are essential if loan waiver is not to become a recurring event leading to the destruction of the credit system. This is why the Minimum Support Price is necessary for all not just for a few crops which is the case at present. This is the single most effective step to make loan waivers history. There is another urgent step which needs to be taken. The loan waiver does not cover those who borrow from moneylenders. It will not be possible for the government to scrutinise the veracity of such private deals but steps can be taken such as giving them Smart Cards which will entitle them to essential inputs like seeds and fertilisers. The gramsabha can be entrusted with the task of identifying these farrriers so that there is transparency in the process and elimination of the chances for falsification and corruption. Fear of occasional misuse should not come in the way of enabling millions of poor farmers who have borrowed from informal sources if we are to achieve the goal of four percent growth in agriculture.

1. What is the likely impact of ensuring farmers benefit from government schemes?
(A) They can use the credit from these schemes to repay moneylenders.
(B) The government can control the price rise.
(C) Increased agricultural production.
(1) Both (A) and (B)
(2) All (A), (B) and (C)
(3) Only (C)
(4) Both (B) and (C)
(5) None of these

2. Why does the author feel that rural India has been overlooked in the past?
(A) Institutional credit was only made available for Kharif crops.
(B) Drop in investment in central areas related to agriculture.
(C) Records of those eligible for loan waivers have not been maintained over time.
(1) Only (B)
(2) Both (A) and (B)
(3) Only (C)
(4) All (A), (B) and (C)
(5) None of these

3. How can small farmers avoid debt?
(1) They need to acquire additional land holdings.
(2) They need to take advantage of both government schemes as well as credit from moneylenders.
(3) They have to ensure a sufficient amount of their farm produce is sold.
(4) The Government should provide periodic loan waivers.
(5) None of these

4. What is the objective of the Indebted Farmers‘ Support Consortium?
(1) it is a support group for the families of indebted farmers.
(2) It has to devise new government schemes for farmers.
(3) it has to track farmers eligible for government schemes.
(4) It has to evaluate government schemes and weed out the inefficient ones.
(5) It will assist farmers to improve profitability and productivity.

5. What does the author mean by the phrase "indebtedness of the country to its farm families"?
(1) If farmers are in debt it impacts the entire country
(2) Citizens should be grateful to farmers and their families for the hardships borne by them to cultivate crops and safeguard national food security
(3) India's food production has fallen causing it to be in debt since it has to import food.
(4) The number of farmers descendants taking up agriculture has fallen.
(5) None of these


IBPS Clerical CWE Preliminary & Main Examination Preparation 2016


6. What is the author's opinion of recurring loan waivers?
(1) They are beneficial to farmers.
(2) They are detriment to the system of lending.
(3) They will reduce the need for a Minimum Support Price for agricultural products.
(4) Farmers will no longer be in debt to moneylenders.
(5) None of these

7. Which of the following is TRUE in the context of the passage?
(1) The Minimum Support Price for agricultural products is yet to be implemented.
(2) Loan waiver is at permanent solution to indebtedness of farmers.
(3) Current agricultural growth is below four percent.
(4) India's food production has increased in 2008.
(5) Moneylenders benefit from loan waivers.

8. Why does the loan waiver not cover credit taken from money lenders?
(A) It is difficult to verify these contracts between farmers and moneylenders.
(B) It will increase the deficit in the budget.
(C) There is a risk that the funds may be misappropriated.
(1) Both (A) and (C)
(2) All (A), (B) and (C)
(3) Only (B)
(4) Both (A) and (B)
(5) None of these

9. Why is there a vast gap in actual and potential yields of crops in rainfed areas?
(1) The government prefers to import these crops at a lower rate.
(2) No technological advances have been made to improve the growth of crops in these areas.
(3) There is no Minimum Support Price available for these crops.
(4) Farmers are forced to sell these crops at a low rate.
(5) None of these I

10. How does the government intend to ensure transparency in the Smart card issuance process?
(1) Screening private players involved in the scheme.
(2) Granting access to those farmers who register with their local moneylenders.
(3) Providing cards which cannot be forged.
(4) Regularly rotating members of the gramsabha so there is no corruption.
(5) The gram sabha can be entrusted with the task of identifying farmers.

Directions (11-13) : Choose the word which is most similar in meaning to the word printed in bold as used in the passage.
11. Assured
(1) Insured
(2) Definite
(3) Doubted
(4) Confident
(5) reliance

12. Relieved
(1) Exempted
(2) Backed
(3) Supported
(4) Calmed
(5) substituted

13. Gap
(1) Hole
(2) Break
(3) Pause
(4) Difference
(5) interruption

Directions (14-15): Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
14. Timely
(1) Young
(2) Lately
(3) Overdue
(4) Aged
(5) slowly

15. Elimination
(1) Authority
(2) Forgiveness
(3) Attack
(4) Protection
(5) provision

Directions (16-20) : In each question below a sentence with four words printed in bold type is given.
These are numbered as (1), (2), (3) and (4). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word, which is wrongly spelt or inappropriate, if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (5) i.e. ‘All Correct’ as your answer.

16. Usually (1) / we are required (2)/ to supply a tittle (3) / to the paragraph.(4) / All correct (5)

17. The movement (1) / he was asked to recite (2)/ a rhyme, (3)/ he started to do so in his clear (4)/ voice. All correct (5).

18. The maintenance (1)/ expencel (2)/ on such accounts (3)/ include recovery(4)/ charges. All correct (5)

19. Under the new exploration licencing(1)/ policy, (2)/ companies win exploration blocks in a competitive (3)/ bidding process. (4) / All correct (5).

20. He was eagrosed (1) / in his job (2)/ to the detriment (3)/ of his health.(4)/ All correct (5).

Directions (21-25) : In each of these questions, two sentences (I) and (II) are given. Each sentence has a blank in it. Five words (1), (2), (3), (4) and (5) are suggested. Out of these, only one fits at both the places in the context of each sentence. Number of that word is the answer.

21. I. It is when he ________________ a new method, he faced opposition.
  II. The suspect was ___________ for the crime.
(1) Suggested
(2) Sentenced
(3) Tried
(4) Found
(5) evolved

22. I. The human ______________ has its own healing powers.
     II. The elected ______________ is responsible for major policy changes.
(1) Being
(2) Body
(3) Representative
(4) Segment
(5) mind

23. I. Even _______________ the book doesn‘t draw from political characters, the possible coincidence is not missing.
     II. Our college trip was great ______________ it lasted.
(1) While
(2) Though
(3) Until
(4) When
(5) if

24. I. Since the sender has not indicated her name, this letter will be classified as ___________
      II. Many of the important things that surround you are still the work of ___________ minds and hands about whom we may not know.
(1) Known
(2) Bogus
(3) Void
(4) Anonymous
(5) artistic

25. I. It is better to keep things on ___________ till we get due approval.
     II. If our conduct is good, we can ____________ our head high.
(1) Wait
(2) Keep
(3) Watch
(4) Raise
(5) Hold
Questions Answers
1 4
2 1
3 3
4 5
5 2
6 2
7 3
8 1
9 5
10 5
11 2
12 1
13 4
14 3
15 5
16 3
17 1
18 2
19 2
20 1
21 3
22 2
23 2
24 4
25 5


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